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Terms of Use
Last updated: January 2025

Welcome to KeiaValentin.com (“Site”), owned and operated by Rich Life Solutions LLC (“Company,” “we,” “us,” or “our”). By using this Site, you agree to these Terms of Use.

If you do not agree, please discontinue your use of the Site.

1. Overview

This Site provides educational content, coaching information, digital products, programs, and access to membership communities such as HER HQ.

All content is for educational and informational purposes only and should not be interpreted as financial, legal, or investment advice.

2. Not Professional Financial or Investment Advice

Keia Valentin is a licensed life insurance professional and educator.
She is not:

  • a financial advisor
  • an investment advisor
  • a CPA
  • an attorney

Information related to wealth-building, cash value life insurance, or Infinite Banking (IBC) is educational only.

You are responsible for consulting with the appropriate licensed professional before making financial decisions.

3. Coaching and Programs

Participation in coaching or membership programs does not guarantee results.
Your outcomes depend on your actions, implementation, and personal circumstances.

We reserve the right to refuse service to anyone.

4. Intellectual Property

All content on this Site—including text, videos, graphics, branding, digital products, and materials—is owned by Rich Life Solutions LLC.

You may not copy, modify, distribute, or share content without written permission.

5. Payments & Refunds

Purchases of digital products, coaching, courses, or memberships are non-refundable unless otherwise stated at checkout.

Membership subscriptions may be canceled according to terms provided at enrollment.

6. Links to Third Parties

This Site may contain links to third-party resources.
We are not responsible for the content or practices of any third-party websites.

7. Limitations of Liability

We are not liable for:

  • decisions made based on the content on this Site
  • business or financial outcomes
  • interruptions or errors on the Site
  • the actions of users or other participants in programs

Using this Site is at your own risk.

8. Governing Law

These Terms are governed by the laws of the State of Florida (or your state—tell me if you want to change).

9. Changes to Terms

We may update these Terms at any time. Updates will be reflected with a new “Last Updated” date.

10. Contact

For questions regarding these Terms:

Rich Life Solutions LLC
hello@keiavalentin.com